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945 E Street, Ramona, CA 92065

$674K3bd · 1ba · 1,040 sqft
Lot 7,405 sqft•Single Family Residence•
Active
•68d on market•MLS# 8P-2605776

Property Description

Recently remodeled and move-in ready! This charming turnkey 3-bedroom Ramona house features fresh paint, new flooring, and a new mini-split A/C system for year-round comfort. Some houses just feel easy to picture yourself in. A big yard for play, the dogs can run, friends can gather for BBQs, and you finally have room for that garden you’ve been wanting. Schools are close by, making busy mornings a little easier. And with town just one block away, you can enjoy Ramona’s small-town feel with restaurants, shops, parks, and everyday conveniences right nearby. This is a house where you can settle in, make it your own, and start creating the kind of memories that make a house feel like home. SELLER INCENTIVE AVAILABLE! With an acceptable offer, seller may provide a credit toward buyer’s closing costs and/or financing costs, including a possible 2-1 temporary interest rate buydown. Amount and terms are negotiable and subject to lender approval.

Features & Amenities

FeeBuilt 1986

Property Details

Land Type
Fee
Year Built
1986
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Cooling
Zoned
View
None
Flooring
Laminate
City
Ramona
Zip Code
92065
County
San Diego
Listed byFrom Sign To Sold, Lezley M Jones

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,408.11
Principal & Interest
Loan Amount
$539,200
Total Interest
$687,720
Total Payment Over 30 Years
$1,226,920
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

945 E Street, Ramona, CA 92065

Ramona · Single Family Residence

$674K
Affordable Tier
Beds
3
Baths
1
Sqft
1,040
Lot
7,405 sqft
Year
1986
$/Sqft
$648
Pool: No✓
Spa: No✓
View: None✓
Garage: 2-car✓

Listed 3.7% below the median closed sale of $700,000. Price per sqft ($648) is a 25% premium to closed comps ($520).

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $674K· $648/sqft
Total list price
Closed comps
vs closed median $700K
−$26K (−3.7%)
Active comps
vs active median $766K
−$92K (−12.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $680
−$32 (−4.6%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
413 11Th StreetRamona1978321,0929,147$567$619,0007884
545 D StreetRamona1935221,1497,405$683$784,9007277
1218 CreelmanRamona1962321,29620,473$590$765,0001672
27824 Golden Eagle RoadRamona2014221,0801,494,108$709$765,80012172
2165 LilacRamona2006321,337235,224$849$1.14M15568
Total: 5 · Average2.62.01,190.8353,271.4$679.6$813,94088.4
Median1,149$765,800

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1226 Jay Bird LaneRamona197807/30/2026211,05632,670$615,000$550,000$5210.8911682
1241 E StreetRamona199008/18/2026321,39212,351$700,000$700,000$5031.004878
25641 BellemoreRamona198609/28/2026321,52423,086$679,900$679,900$4461.006174
320 DurginRamona198006/09/2026321,43847,916$825,000$825,000$5741.004072
1248 Cedar StreetRamona197605/19/2026321,38952,272$765,000$775,000$5581.013372
Total: 5 · Average2.81.81,359.833,659$705,980$705,980$520.4—59.6
Median1,392$700,000$700,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.