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928 20th Street, 3, Santa Monica, CA 90403

$1.85M2bd · 3ba · 1,905 sqft
Lot 16,020 sqft•HOA $700/mo•Single Family Residence•
Active
•760d on market•MLS# 00-24437727

Property Description

Sophisticated and serene Spanish-style retreat with 1,905 SF, 2 bedrooms, 2.5 baths + loft with two roof top decks. Located in the desirable Wilshire-Montana neighborhood, this turnkey townhome welcomes you with an open-concept layout and wood flooring that extends throughout the living, dining, and kitchen areas. The kitchen seamlessly flows into the large dining space, equipped with sleek stainless steel appliances, abundant cabinetry, a breakfast bar and room for a center island. High ceilings and recessed lighting amplify the airy and light-filled ambiance while a patio extends off the dining area adorning beautiful 8 foot sliding doors, perfect for alfresco dining or relaxing. Upstairs, find two generous ensuite bedrooms, each thoughtfully designed with custom walk-in closets and large picture windows with a side-by-side washer and dryer closet nearby. The primary bedroom offers a luxurious ensuite bathroom featuring dual vanities, extra counter space, ample storage and a walk-in stone shower. The secondary bedroom boasts charming lofted ceilings and a Juliette balcony with plantation shutters. Its ensuite bathroom exudes charm, with soft sea green tones and a jetted tub/shower. At the top level, discover a versatile loft space, ideal for a home office or an additional third bedroom. This space features two expansive roof decks that offer treetop views and tons of natural light. Downstairs, find a generously sized bonus room with abundant storage leading to a private 2-car garage. Experience the best of Santa Monica living in the vibrant Wilshire/Montana neighborhood.

Features & Amenities

FeeBuilt 1981

Property Details

Land Type
Fee
Year Built
1981
Property Type
Residential
Property Subtype
Single Family Residence
Heating
Central
Cooling
Central Air
Flooring
Carpet, Wood
City
Santa Monica
Zip Code
90403
County
Los Angeles
Listed byCompass, Ryan Jancula

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$9,354.61
Principal & Interest
Loan Amount
$1,480,000
Total Interest
$1,887,658
Total Payment Over 30 Years
$3,367,658
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Luxury Tier · 5 active · 5 closed

928 20th Street, 3, Santa Monica, CA 90403

Santa Monica · Single Family Residence

$1.85M
Luxury Tier
Beds
2
Baths
3
Sqft
1,905
Lot
16,020 sqft
Year
1981
$/Sqft
$971
Pool: No✓
Spa: No✓
Garage: 2-car✓

Listed 48.2% below the median closed sale of $3,573,000. Price per sqft ($971) is a 56% discount to closed comps ($2,214). Luxury tier — fewer comparable sales widen the confidence range.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $1.85M· $971/sqft
Total list price
Closed comps
vs closed median $3.57M
−$1.72M (−48.2%)
Active comps
vs active median $4.00M
−$2.15M (−53.7%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $2,016
−$1K (−51.8%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
507 W Rustic RdSanta Monica1973332,17613,748$1,735$3.77M14576
756 Kingman AvenueSanta Monica1950332,03910,854$1,665$3.40M1771
533 Lincoln BoulevardSanta Monica1924331,9477,511$2,052$4.00M967
867 Berkeley StreetSanta Monica1948332,34211,187$2,305$5.40M7966
1902 Georgina AvenueSanta Monica1925332,1488,942$2,325$5.00M1666
Total: 5 · Average3.03.02,130.410,448.4$2,016.4$4.31M53.2
Median2,148$4.00M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
702 16th StreetSanta Monica193708/28/2026341,9987,486$4.20M$4.55M$2,2801.092474
558 Stassi LaneSanta Monica194709/15/2026221,63313,138$3.60M$3.57M$2,1880.995873
422 18th StreetSanta Monica192509/15/2026321,5398,939$4.59M$4.35M$2,8270.957572
907 23rd StreetSanta Monica192608/20/2026321,5468,018$2.80M$2.90M$1,8761.042971
1130 CentinelaSanta Monica195209/21/2026331,8439,050$3.80M$3.50M$1,8980.929070
Total: 5 · Average2.82.61,711.89,326.2$3.78M$3.78M$2,213.8—55.2
Median1,633$3.57M$3.57M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.