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7 Rosa, Rancho Santa Margarita, CA 92688

$525K2bd · 2ba · 737 sqft
Lot 49,619 sqft•HOA $87/mo•Condominium•
Active
•25d on market•MLS# OC-26203359

Property Description

There's a version of condo ownership that feels like a series of small compromises - the kitchen that almost works, the walls that carry every sound, the laundry setup that never quite keeps up. 7 Rosa was renovated specifically to solve for all of that. The kitchen is unrecognizable compared to others in the building - expanded in every dimension, with full-size appliances and storage that reflects how people actually cook and live. Walls throughout have been triple-soundproofed, the windows upgraded, and the result is a unit that stays remarkably still and private regardless of what's happening around it. A new HVAC system, recessed lighting, upgraded plumbing fixtures, and ultra-quiet exhaust fans complete a renovation that treated no detail as too small to get right. The location within the community adds to that sense of calm - upper level, perimeter-facing, with no neighbors above and a carport that sits at the foot of the walkway. RSM Lake, the trails, the town center, and everything that makes this community worth living in are all within easy reach, without any of the noise or congestion that comes with being at the center of it. SAMLARC membership brings access to the beach-club lagoon, pools, parks, sports courts, and a full calendar of community events. Some homes are updated. This one was genuinely improved.

Features & Amenities

FeeBuilt 1986

Property Details

Land Type
Fee
Year Built
1986
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
0
Garage Spaces
0
Heating
Forced Air
Cooling
Central Air
City
Rancho Santa Margarita
Zip Code
92688
County
Orange
Listed byeXp Realty of California, Inc., William White

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,654.69
Principal & Interest
Loan Amount
$420,000
Total Interest
$535,687
Total Payment Over 30 Years
$955,687
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

7 Rosa, Rancho Santa Margarita, CA 92688

Rancho Santa Margarita · Condominium

$525K
Affordable Tier
Beds
2
Baths
2
Sqft
737
Lot
1.14 ac
Year
1986
$/Sqft
$712
Pool: Yes✓

Listed 4.5% below the median closed sale of $550,000. Closed comps sold at 104% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $525K· $712/sqft
Total list price
Closed comps
vs closed median $550K
−$25K (−4.5%)
Active comps
vs active median $570K
−$45K (−7.9%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $654
+$58 (+8.8%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
28 Pica Flor #44Rancho Santa Margarita19872288250,378$584$515,0002093
18 Montana Del LagoRancho Santa Margarita19922282752,296$689$569,995491
30 LeonadoRancho Santa Margarita19892287652,155$672$589,0002890
1 DogwoodRancho Santa Margarita19872283226,380$637$529,9003290
123 TimbreRancho Santa Margarita19922282738,112$689$570,00013288
Total: 5 · Average2.02.0848.843,864.2$654.2$554,77943.2
Median832$569,995

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
18 MarinoRancho Santa Margarita198910/09/2026228880$614,900$650,000$7321.063689
7 SilktasselRancho Santa Margarita198909/18/20262178128,835$440,000$448,000$5741.0226988
82 Montana Del LagoRancho Santa Margarita199008/27/20262288651,394$499,000$550,000$6211.105687
54 Flor De MarRancho Santa Margarita198608/19/20262161866,621$474,000$474,000$7671.0014085
1 Via SinceraRancho Santa Margarita198608/19/20262293928,554$549,000$550,000$5861.005485
Total: 5 · Average2.01.6822.443,851$534,400$534,400$656—111
Median886$550,000$550,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.