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645 Black Oak Drive, Chico, CA 95926

$550K3bd · 2ba · 1,811 sqft
Lot 13,068 sqft•Single Family Residence•
Active
•38d on market•MLS# OR-26191627

Property Description

Tucked away on a quiet cul-de-sac, this Chico home gives you something that’s getting harder to find: over 1,800 sq. ft of living space on a sprawling 13,000+ sq. ft lot, a huge backyard, and a convenient location with just enough separation from the busyness of it all. Inside, the light-filled layout starts with a flexible bonus room complete with a skylight and ready to fit your life, whether that's an office, gaming setup or…you decide. From there, the home opens into a spacious living room where the cathedral ceiling and additional skylight make the space feel bright and airy, while the cozy fireplace is ready for cooler evenings. The kitchen overlooks the living room, dining area, and backyard so you can stay connected from one space to the next. Two generously sized bedrooms and a hall bath offer plenty of room, while the primary suite feels like its own retreat with a large closet, en-suite bathroom, and sliding glass door leading directly to the covered patio and backyard. Out back, there’s plenty of room to spread out, entertain, relax under the mature trees, enjoy the existing garden beds, and still have space for RV parking. And while it feels tucked away, you’re still close to everything that makes Chico, Chico. The gorgeous Esplanade, Chico State, Historic Downtown Chico, shopping, dining, entertainment, and everyday conveniences are all just minutes away. If space and location are high on your list, this one deserves a look.

Features & Amenities

FeeBuilt 1988

Property Details

Land Type
Fee
Year Built
1988
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central, Fireplace(s)
Cooling
Central Air, Whole House Fan
Roof
Composition
City
Chico
Zip Code
95926
County
Butte
Listed byReal Brokerage Technologies, Inc, Gina Lillian Domingo

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,781.10
Principal & Interest
Loan Amount
$440,000
Total Interest
$561,196
Total Payment Over 30 Years
$1,001,196
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

645 Black Oak Drive, Chico, CA 95926

Chico · Single Family Residence

$550K
Residential Tier
Beds
3
Baths
2
Sqft
1,811
Lot
13,068 sqft
Year
1988
$/Sqft
$304
Pool: No✓
Garage: 2-car✓

Listed in line with the median closed sale of $537,500.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $550K· $304/sqft
Total list price
Closed comps
vs closed median $538K
+$13K (+2.3%)
Active comps
vs active median $425K
+$125K (+29.4%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $290
+$14 (+4.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1121 GreenwichChico1980321,44012,197$295$425,000090
6 NancyChico1978321,5326,970$317$485,0005884
1370 KeriChico1974321,4976,534$267$399,9991882
514 Mission Santa FeChico1999321,4934,356$298$445,0008279
1628 Neal Dow AveChico1946321,5627,405$272$425,0001879
Total: 5 · Average3.02.01,504.87,492.4$289.8$435,999.835.2
Median1,497$425,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
194 Picholine WayChico199009/24/2026321,97913,504$575,000$576,000$2911.003396
190 Via MissionChico199110/06/2026321,8457,841$539,000$535,000$2900.994192
951 MadroneChico198109/28/2026331,86211,326$535,000$537,500$2891.004091
3249 Calistoga DriveChico199509/24/2026321,7748,276$565,000$545,000$3070.9617091
1457 SaleChico200210/02/2026321,7249,148$525,000$525,000$3051.006690
Total: 5 · Average3.02.21,836.810,019$543,700$543,700$296.4—70
Median1,845$537,500$537,500

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.