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645 13th Street, 7, San Diego, CA 92154

$580K2bd · 3ba · 1,357 sqft
Lot 1 sqft•HOA $400/mo•Townhouse•
Active
•62d on market•MLS# 8P-2606177

Property Description

5.75% Assumable loan available!!!Fully Remodeled $80k upgrades Coastal Townhome Just Minutes from the Beach! The thoughtfully updated interior features new flooring throughout, a fully renovated kitchen with new cabinetry, countertops, stainless steel appliances, and designer finishes. The spacious living and dining areas are filled with natural light and showcase custom touches that create a warm, modern feel. A rare highlight of this home is the oversized primary suite, while both bedrooms feature private ensuite bathrooms, providing comfort and privacy rarely found in similar homes. The current owner also added in-unit laundry, an exceptional upgrade that enhances everyday convenience. Enjoy a coastal lifestyle just 2 miles from the beach and only minutes from the Silver Strand Bikeway, offering easy access to Coronado and scenic waterfront recreation. Walk to nearby coffee shops, breweries, and local amenities, then come home to a gated community complete with a pool. Move-in ready and packed with high-end upgrades, this turnkey home offers the perfect combination of style, comfort, and location.

Features & Amenities

FeeBuilt 1980

Property Details

Land Type
Fee
Year Built
1980
Property Type
Residential
Property Subtype
Townhouse
Parking Spaces
1.5
Garage Spaces
0
Heating
Central
Cooling
None
View
None
Flooring
Vinyl, Carpet
City
San Diego
Zip Code
92154
County
San Diego
Listed byUnknown Office, Marina Morse

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,932.29
Principal & Interest
Loan Amount
$463,920
Total Interest
$591,704
Total Payment Over 30 Years
$1,055,624
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

645 13th Street, 7, San Diego, CA 92154

San Diego · Townhouse

$580K
Affordable Tier
Beds
2
Baths
3
Sqft
1,357
Lot
22,651 sqft
Year
1980
$/Sqft
$427
Pool: Yes✓
Spa: No✓
View: None✓

Listed 31.0% below the median closed sale of $840,000. Price per sqft ($427) is a 32% discount to closed comps ($628). Closed comps sold at 95% of list — buyers have negotiating leverage.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $580K· $427/sqft
Total list price
Closed comps
vs closed median $840K
−$260K (−31.0%)
Active comps
vs active median $1.05M
−$469K (−44.7%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $784
−$357 (−45.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
10487 CrosscreekSan Diego1981221,2420$560$695,00010784
1423 Evergreen StSan Diego2017231,3730$910$1.25M8080
3514 Mission Mesa WaySan Diego1984331,3971,144$550$769,0006680
4353 Nobel DriveSan Diego1987231,7660$594$1.05M9378
976 Sapphire StreetSan Diego1987341,3005,923$1,304$1.70M11078
Total: 5 · Average2.43.01,415.63,533.5$783.6$1.09M91.2
Median1,373$1.05M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
12379 Caminito FestivoSan Diego199209/30/2026231,3760$899,000$850,000$6180.947587
7999 Caminito DiaSan Diego197909/15/2026331,2450$859,990$840,000$6750.983587
954 LawSan Diego199109/21/2026231,3946,266$1.30M$1.11M$7930.854086
1881 MANZANA WAYSan Diego198610/02/2026221,1130$575,000$575,000$5171.003184
10473 Crosscreek TerraceSan Diego198109/17/2026231,429135,907$799,500$770,000$5390.9610684
Total: 5 · Average2.22.81,311.471,086.5$828,200$828,200$628.4—57.4
Median1,376$840,000$840,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.