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545 D Street, Ramona, CA 92065

$785K2bd · 2ba · 1,149 sqft
Lot 7,405 sqft•Single Family Residence•
Active
•73d on market•MLS# SW-26167122

Property Description

One of Ramona's finest! This extensively upgraded 2BR/2BA home offers over $400,000 in recent improvements and is perfectly located on D St., just behind Main Street. The stunning chef's kitchen features Wolf appliances, a custom built-in refrigerator, granite countertops, and a raised ceiling that creates an open, inviting space. Enjoy fully remodeled bathrooms, new luxury vinyl plank flooring, a new roof, solar, tankless water heater, and indoor laundry with washer and dryer included. Outside, you'll find RV parking with a pull-through driveway, a private vineyard, and a spacious 2-car garage with its own bathroom—ideal for a workshop, hobby space, or future ADU potential (buyer to verify) and a nice-sized shed. Walk to restaurants, parks, grocery stores, shopping, wineries, and community events while enjoying the best of Ramona living. This is a truly one-of-a-kind property that combines luxury upgrades, functionality, and an unbeatable in-town location.

Features & Amenities

RamonaFeeBuilt 1935

Property Details

Subdivision
Ramona
Land Type
Fee
Year Built
1935
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
8
Garage Spaces
2
Cooling
Central Air, Wall/Window Unit(s)
View
City Lights, Mountain(s)
Flooring
Vinyl
City
Ramona
Zip Code
92065
County
San Diego
Listed byTrillion Real Estate, Tyson Robinson

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,968.88
Principal & Interest
Loan Amount
$627,920
Total Interest
$800,877
Total Payment Over 30 Years
$1,428,797
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

545 D Street, Ramona, CA 92065

Ramona · Ramona · Single Family Residence

$785K
Affordable Tier
Beds
2
Baths
2
Sqft
1,149
Lot
7,405 sqft
Year
1935
$/Sqft
$683
Pool: No✓
Spa: No✓
View: city✓
Garage: 2-car✓

Listed in line with the median closed sale of $775,000. Price per sqft ($683) is a 23% premium to closed comps ($556). Closed comps sold at 94% of list — buyers have negotiating leverage.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $785K· $683/sqft
Total list price
Closed comps
vs closed median $775K
+$10K (+1.3%)
Active comps
vs active median $766K
+$19K (+2.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $658
+$25 (+3.8%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1218 CreelmanRamona1962321,29620,473$590$765,0001679
2165 LilacRamona2006321,337235,224$849$1.14M15574
27824 Golden Eagle RoadRamona2014221,0801,494,108$709$765,80012169
413 11Th StreetRamona1978321,0929,147$567$619,0007867
27820 Golden Eagle RoadRamona1992221,352997,524$574$775,80012166
Total: 5 · Average2.62.01,231.4551,295.2$657.8$812,12098.2
Median1,296$765,800

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1226 Jay Bird LaneRamona197807/30/2026211,05632,670$615,000$550,000$5210.8911674
25561 Old Julian HighwayRamona195908/21/2026211,4001,691,434$1.10M$875,000$6250.8012864
1241 E StreetRamona199008/18/2026321,39212,351$700,000$700,000$5031.004862
1248 Cedar StreetRamona197605/19/2026321,38952,272$765,000$775,000$5581.013358
320 DurginRamona198006/09/2026321,43847,916$825,000$825,000$5741.004058
Total: 5 · Average2.61.61,335367,328.6$745,000$745,000$556.2—73
Median1,392$775,000$775,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.