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540 Oakdale Lane, L, El Cajon, CA 92021

$274K1bd · 1ba · 704 sqft
Lot 5 sqft•HOA $600/mo•Condominium•
Active
•20d on market•MLS# 8N-2608929

Property Description

Welcome to this charming 1-bedroom, 1-bathroom second-story condo offering a comfortable and inviting living space. The thoughtfully designed floor plan, with an upstairs location that provides a peaceful setting and plenty of natural light. As an end unit, the home also offers an added sense of privacy. Whether you’re a first-time buyer, looking to downsize, or searching for an investment opportunity, this is a wonderful place to call home. Conveniently located near shopping, dining, parks, and everyday amenities, this is an opportunity you won’t want to miss!

Features & Amenities

FeeBuilt 1965

Property Details

Land Type
Fee
Year Built
1965
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
0
Cooling
Wall/Window Unit(s)
City
El Cajon
Zip Code
92021
County
San Diego
Listed byUnknown Office, David Stout

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,385.49
Principal & Interest
Loan Amount
$219,200
Total Interest
$279,578
Total Payment Over 30 Years
$498,778
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

540 Oakdale Lane, L, El Cajon, CA 92021

El Cajon · Condominium

$274K
Affordable Tier
Beds
1
Baths
1
Sqft
704
Lot
5.02 ac
Year
1965
$/Sqft
$389
Pool: Yes✓
Spa: Yes✓

Listed 10.2% below the median closed sale of $305,000. Price per sqft ($389) is a 18% discount to closed comps ($474). Closed comps sold at 101% of list — strong seller's market. Expect a longer timeline — comps averaged 123 days on market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $274K· $389/sqft
Total list price
Closed comps
vs closed median $305K
−$31K (−10.2%)
Active comps
vs active median $350K
−$76K (−21.7%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $461
−$72 (−15.7%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
467 Ballantyne StEl Cajon1987117100$415$295,00013389
1045 Peach AvenueEl Cajon198511721106,286$415$299,0008887
732 Lexington AvenueEl Cajon1978117850$446$350,0006784
12190 Cuyamaca College Dr EEl Cajon1995116366,585$552$350,9008378
1386 Madison AvenueEl Cajon1990228140$479$390,0002976
Total: 5 · Average1.21.2733.256,435.5$461.4$336,98080
Median721$350,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
540 Oakdale LaneEl Cajon196508/03/2026117040$299,000$305,000$4331.028799
559 Madison AvenueEl Cajon198708/20/202611710163,211$299,000$299,000$4211.005089
12191 Cuyamaca College DriveEl Cajon199506/04/2026116640$379,000$372,000$5600.9823684
1280 Main StreetEl Cajon199505/29/2026116080$305,000$305,000$5021.005781
930 Peach AvenueEl Cajon199009/23/2026116250$275,000$285,000$4561.0418580
Total: 5 · Average1.01.0662.2163,211$313,200$313,200$474.4—123
Median664$305,000$305,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.