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520 South Anza Street, El Cajon, CA 92020

$370K2bd · 2ba · 900 sqft
Lot 2 sqft•HOA $320/mo•Townhouse•
Active
•12d on market•MLS# 8N-2609203

Property Description

Well-maintained 2-bedroom, 1.5-bath townhome located in a quiet El Cajon gated community. This light and bright end unit features tile flooring throughout the downstairs and carpet upstairs, central heating and air conditioning, and in-unit laundry room with washer and dryer. The spacious living area flows into the dining space and kitchen, which is equipped with stainless steel appliances, including a refrigerator, range/oven and wine refrigerator. Both bedrooms are located upstairs with a shared full bathroom, while a convenient half bath is located on the main level. Enjoy outdoor living in the private, gated patio with low-maintenance turf, ideal for relaxing or entertaining. Assigned parking included. HOA covers water, trash, and common area maintenance. Conveniently located near shopping, dining, and freeway access an excellent opportunity for first-time buyers or investors.

Features & Amenities

FeeBuilt 1979

Property Details

Land Type
Fee
Year Built
1979
Property Type
Residential
Property Subtype
Townhouse
Parking Spaces
0
Garage Spaces
0
Cooling
Central Air
City
El Cajon
Zip Code
92020
County
San Diego
Listed byUnknown Office, Jason Lipovsky

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,868.39
Principal & Interest
Loan Amount
$295,600
Total Interest
$377,022
Total Payment Over 30 Years
$672,622
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 3 closed

520 South Anza Street, El Cajon, CA 92020

El Cajon · Townhouse

$370K
Affordable Tier
Beds
2
Baths
2
Sqft
900
Lot
1.85 ac
Year
1979
$/Sqft
$411
Pool: Yes✓
Spa: No✓

Listed 30.9% below the median closed sale of $535,000. Price per sqft ($411) is a 21% discount to closed comps ($517). Closed comps sold at 105% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $370K· $411/sqft
Total list price
Closed comps
vs closed median $535K
−$166K (−30.9%)
Active comps
vs active median $499K
−$130K (−26.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $474
−$63 (−13.4%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
789 Mollison Ave AvenueEl Cajon1974229300$486$452,00015994
983 Amistad PlaceEl Cajon1973219450$421$398,0009088
1508 Gustavo StreetEl Cajon1979221,024143,312$566$580,0002988
1380 Washington AvenueEl Cajon1986221,16297,574$460$535,000984
319 Sun CourtEl Cajon1978321,1360$439$499,0003583
Total: 5 · Average2.21.81,039.4120,443$474.4$492,80064.4
Median1,024$499,000

Closed Properties (3)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
736 Mollison AvenueEl Cajon198205/15/2026221,004114,127$500,000$500,000$4981.007686
1540 Granite Hills DrEl Cajon198305/06/2026231,1470$549,900$535,000$4660.975479
1523 Woodpine DriveEl Cajon198508/03/2026321,1520$579,999$675,000$5861.163278
Total: 3 · Average2.32.31,101114,127$570,000$570,000$516.667—54
Median1,147$535,000$535,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.