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502 Calle Montecito, 18, Oceanside, CA 92057

$414K2bd · 2ba · 856 sqft
Lot 7 sqft•HOA $600/mo•Condominium•
Active
•92d on market•MLS# 8N-2606694

Property Description

Welcome to this bright, top-floor 2 bedroom, 2 bath condo featuring an open living and dining area, abundant afternoon sunlight, and a spacious west facing covered balcony ideal for enjoying the evening and beautiful sunset skies. The attractive interior offers neutral finishes and luxury vinyl plank flooring installed approximately one year ago. The kitchen features granite countertops, stainless-steel appliances, and ample storage, with all kitchen appliances included in the sale.  The primary bedroom includes a private en-suite bathroom, separate vanity area, and a generous walk-in closet. The second bedroom and additional full bathroom are ideal for guests, family, or a home office. A dedicated laundry closet is conveniently located on the balcony and includes washer and dryer hookups. To top it off, a clean termite report was recently completed for further peace of mind! Additional features include an assigned covered carport space (N-2), guest and street parking, and convenient access to the community pool and spa which are just steps away.  Nearby Libby Lake Park offers a lake, walking paths, picnic areas, and playgrounds for kids.  From peaceful sunset evenings on the balcony to relaxing afternoons by the pool or at the nearby park, this condo offers an amazing combination of comfort, convenience, and Southern California living.  Some listing photos have been digitally staged to help showcase the possibilities. Schedule your private showing to experience the space in person, and imagine making it your own!

Features & Amenities

FeeBuilt 1985

Property Details

Land Type
Fee
Year Built
1985
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
0
Cooling
Central Air
City
Oceanside
Zip Code
92057
County
San Diego
Listed byOceanside Rental Management, Kelly Wilson

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,093.41
Principal & Interest
Loan Amount
$331,200
Total Interest
$422,427
Total Payment Over 30 Years
$753,627
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

502 Calle Montecito, 18, Oceanside, CA 92057

Oceanside · Condominium

$414K
Affordable Tier
Beds
2
Baths
2
Sqft
856
Lot
6.97 ac
Year
1985
$/Sqft
$484
Pool: Yes✓
Spa: Yes✓

Listed 11.2% below the median closed sale of $466,000. Price per sqft ($484) is a 23% discount to closed comps ($632). Closed comps sold at 100% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $414K· $484/sqft
Total list price
Closed comps
vs closed median $466K
−$52K (−11.2%)
Active comps
vs active median $425K
−$11K (−2.6%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $489
−$5 (−0.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
505 Calle MontecitoOceanside198522856303,613$496$425,0001697
513 Calle MontecitoOceanside198522856303,613$502$429,9995396
530 Calle MontecitoOceanside198522856303,863$508$435,0006096
509 Calle MontecitoOceanside198521806303,705$459$370,0004991
510 Calle MontecitoOceanside1985218060$478$384,9001091
Total: 5 · Average2.01.6836303,698.5$488.6$408,979.837.6
Median856$425,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
5037 Los Morros WayOceanside198609/28/2026229000$459,000$466,000$5181.013292
3587 Cameo DriveOceanside199210/07/20262284674,923$615,000$615,000$7271.003787
2929 Fire Mountain DriveOceanside197109/18/2026218550$400,000$393,500$4600.984887
156 Avenida DescansoOceanside200509/16/2026229120$424,000$435,000$4771.036287
1640 Pacific StreetOceanside196909/02/2026229180$899,000$899,000$9791.008186
Total: 5 · Average2.01.8886.274,923$561,700$561,700$632.2—52
Median900$466,000$466,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.