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4338 Montalvo 3, San Diego, CA 92107

$575K2bd · 2ba · 695 sqft
HOA $396/mo•Condominium•
Active
•14d on market•MLS# 8P-2607360

Property Description

Beautifully updated and move-in ready in one of San Diego’s most sought-after beach communities! This GROUND-FLOOR, two-bedroom, two-bath condo in a small gated community features fresh paint throughout, new carpet, dishwasher, microwave, fixtures, and more. The smartly designed floor plan maximizes every square foot, making this home live much larger than its size suggests. Other highlights include an ATTACHED GARAGE and an additional parking spot, in-unit laundry, walk-in closets, and granite countertops. Ideally located just minutes from the beach, parks, restaurants, Famosa Slough, Dog Beach, schools, and shopping. VA-approved complex.

Features & Amenities

FeeBuilt 1985

Property Details

Land Type
Fee
Year Built
1985
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
2
Garage Spaces
1
Cooling
None
View
None
City
San Diego
Zip Code
92107
County
San Diego
Listed byColdwell Banker West, Dawne Loveday

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,907.51
Principal & Interest
Loan Amount
$460,000
Total Interest
$586,705
Total Payment Over 30 Years
$1,046,705
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

4338 Montalvo 3, San Diego, CA 92107

San Diego · Condominium

$575K
Affordable Tier
Beds
2
Baths
2
Sqft
695
Lot
0 sqft
Year
1985
$/Sqft
$827
Pool: No✓
Spa: No✓
View: None✓
Garage: 1-car✓

Listed 29.2% above the median closed sale of $445,000. Price per sqft ($827) is a 26% premium to closed comps ($657). Closed comps sold at 102% of list — strong seller's market.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $575K· $827/sqft
Total list price
Closed comps
vs closed median $445K
+$130K (+29.2%)
Active comps
vs active median $349K
+$226K (+64.8%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $691
+$136 (+19.7%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
4426 Temecula StSan Diego1985115366,534$886$475,0003883
2650 BroadwaySan Diego19841152120,908$672$349,9998181
4921 Trojan StreetSan Diego1982115134,490$673$345,0006080
2650 BroadwaySan Diego19841152121,000$670$349,0001080
4161 Winona AvenueSan Diego19801154012,632$554$299,0003879
Total: 5 · Average1.01.0526.213,112.8$691$363,599.845.4
Median521$349,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
5725 Linda Vista RoadSan Diego197909/24/2026126740$436,000$444,000$6591.024990
4357 Oregon StreetSan Diego199910/09/2026228166,969$450,000$445,000$5450.998288
4357 Arizona StreetSan Diego199409/29/2026228520$574,999$574,999$6751.003288
6725 MISSION GORGE RDSan Diego198010/01/20261171869,788$389,900$380,000$5290.9711186
4622 Felton StreetSan Diego198210/08/20261158312,836$450,000$512,000$8781.142885
Total: 5 · Average1.41.6728.629,864.333$471,199.8$471,199.8$657.2—60.4
Median718$445,000$445,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.