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4220 La Posada, San Luis Obispo, CA 93401

$1.90M5bd · 3ba · 2,590 sqft
Lot 6,183 sqft•HOA $65/mo•Single Family Residence•
Active
•111d on market•MLS# SC-26109871

Property Description

Beautifully maintained home in the desirable Stone Creek community, featuring a spacious open floor plan and a ground-level primary suite. Filled with natural light, the main living area offers a striking floor-to-ceiling fireplace, hard surface flooring throughout, and seamless access to the backyard patio for everyday living and entertaining. The private outdoor space is framed by mature landscaping, raised garden beds, and lush climbing greenery, creating an ideal setting for outdoor dining, grilling, or relaxing under the stars. The expansive kitchen is designed for both function and style, highlighted by an oversized counter that serves as the hub of the home, offering seating for casual dining and generous workspace for the home chef. A reverse osmosis system, modern appliances, pantry and abundant cabinetry are thoughtful additions that enhance both convenience and functionality. A formal dining area off the kitchen complements the layout and provides additional space for gatherings. The primary suite enjoys direct patio access and features a spacious ensuite bath with a soaking tub, walk-in shower, dual-sink vanity, and two walk-in closets. An additional bedroom (currently configured as a den), a full bath, and laundry room completes the level. Upstairs, three additional bedrooms and a full bath provides exceptional flexibility for a variety of living arrangements. Completing the property is an attached three-car garage with ample space for vehicles, storage, hobbies, and recreational gear, along with an owned solar system that enhances energy efficiency and provides long-term cost savings. Ideally situated near French Park and just minutes from downtown San Luis Obispo, this is a wonderful opportunity to enjoy comfort, space, and a sought-after location.

Features & Amenities

FeeBuilt 2004

Property Details

Land Type
Fee
Year Built
2004
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
3
Garage Spaces
3
Heating
Forced Air
Cooling
None
View
Trees/Woods
Flooring
Vinyl, Tile
City
San Luis Obispo
Zip Code
93401
County
San Luis Obispo
Listed byChristie's International Real Estate Sereno, Lindsey Harn

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$9,602.38
Principal & Interest
Loan Amount
$1,519,200
Total Interest
$1,937,656
Total Payment Over 30 Years
$3,456,856
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Luxury Tier · 5 active · 5 closed

4220 La Posada, San Luis Obispo, CA 93401

San Luis Obispo · Single Family Residence

$1.90M
Luxury Tier
Beds
5
Baths
3
Sqft
2,590
Lot
6,183 sqft
Year
2004
$/Sqft
$733
Pool: No✓
Spa: No✓
View: Trees/Woods✓
Garage: 3-car✓

Listed 9.5% above the median closed sale of $1,735,000. Closed comps sold at 104% of list — strong seller's market. Luxury tier — fewer comparable sales widen the confidence range.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $1.90M· $733/sqft
Total list price
Closed comps
vs closed median $1.74M
+$164K (+9.5%)
Active comps
vs active median $1.30M
+$599K (+46.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $558
+$175 (+31.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1771 Singletree CourtSan Luis Obispo2003442,5296,000$514$1.30M1882
342 Tresana LaneSan Luis Obispo2017432,2815,688$657$1.50M2078
123 RamonaSan Luis Obispo1953432,1806,190$594$1.29M13876
523 Branch StreetSan Luis Obispo1910532,8168,980$495$1.40M14868
243 Kitty Hawk CourtSan Luis Obispo2026432,2733,591$528$1.20M4868
Total: 5 · Average4.23.22,415.86,089.8$557.6$1.34M74.4
Median2,281$1.30M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
981 Goldenrod LaneSan Luis Obispo199810/01/2026432,7456,237$1.78M$1.74M$6320.9713094
1150 Twin Creek RoadSan Luis Obispo201909/18/2026432,5374,845$1.79M$1.82M$7191.022278
4545 WavertreeSan Luis Obispo199709/07/2026432,0916,473$1.35M$1.35M$6461.003278
2006 ChorroSan Luis Obispo189007/29/2026432,6537,050$1.59M$1.95M$7351.234977
3901 Hayfield LoopSan Luis Obispo202107/14/2026432,2985,000$1.50M$1.46M$6330.977774
Total: 5 · Average4.03.02,464.85,921$1.66M$1.66M$673—62
Median2,537$1.74M$1.74M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.