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4 El Vaquero, Rancho Santa Margarita, CA 92688

$1.15M3bd · 3ba · 1,602 sqft
Lot 4,000 sqft•HOA $91/mo•Single Family Residence•
Active
•75d on market•MLS# OC-26157139

Property Description

This home qualifies for a FREE DOWN PAYMENT GRANT of up to 3.5% of the purchase price through True Prime Mortgage! Welcome home to Rancho Santa Margarita - ranked the #1 safest city in Orange County for over ten years! This beautiful single family residence features three spacious bedrooms, 2 and a half bathrooms, and just over 1,600 square feet of living space. Located on a desirable corner lot with no neighbors on one side and plenty of extra parking, this home has been immaculately well maintained and has amazing curb appeal. An inviting living room entry with cozy fireplace welcomes you into the home. There is a formal dining room which leads to a generous-sized kitchen, complete with a new gas range, granite counters and tile backsplash. On the other side of the kitchen you'll encounter a large family room with direct access to your attached two-car garage. Both the living and family rooms provide sliding door access to your private backyard, featuring a custom outdoor fireplace, patio cover, and plenty of space for outdoor living with both grass and hardscape. The corner lot location of this home allows for a generously-sized wrap-around yard. The principal suite is located upstairs, along with two additional bedrooms and a full bathroom. The principal bedroom boasts tall vaulted ceilings and a private outdoor deck where you can enjoy beautiful views of the mountains and city lights. Walking distance to three different schools, including elementary, middle, and high school. Very low HOA dues of only $91 per month and NO MELLO ROOS! Very low tax rate of just over 1%. Enjoy access to all the amenities that Rancho Santa Margarita master community has to offer, including the beach club, RSM lake, pools, tennis courts, a water park, walking trails, and much more! In addition to being the #1 safest city in Orange County, Rancho Santa Margarita is now the #1 safest city and has the lowest level of crime in all of California. Don't miss out on this opportunity!

Features & Amenities

FeeBuilt 1986

Property Details

Land Type
Fee
Year Built
1986
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
View
City Lights, Hills, Mountain(s), Trees/Woods
Flooring
Carpet, Tile
City
Rancho Santa Margarita
Zip Code
92688
County
Orange
Listed bySelling OC Real Estate, Cameron Davis

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$5,814.52
Principal & Interest
Loan Amount
$919,920
Total Interest
$1,173,307
Total Payment Over 30 Years
$2,093,227
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

4 El Vaquero, Rancho Santa Margarita, CA 92688

Rancho Santa Margarita · Single Family Residence

$1.15M
Residential Tier
Beds
3
Baths
3
Sqft
1,602
Lot
4,000 sqft
Year
1986
$/Sqft
$718
Pool: Yes✓
View: city✓
Garage: 2-car✓

Listed 8.5% above the median closed sale of $1,060,000.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $1.15M· $718/sqft
Total list price
Closed comps
vs closed median $1.06M
+$90K (+8.5%)
Active comps
vs active median $1.08M
+$70K (+6.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $674
+$44 (+6.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
35 Via EncantoRancho Santa Margarita1993331,7232,800$566$975,0006591
30 San BonifacioRancho Santa Margarita1990331,5934,800$690$1.10M287
10 Pasada ValienteRancho Santa Margarita1987331,5223,600$710$1.08M7485
4 Via JacintoRancho Santa Margarita1994331,7233,600$690$1.19M3485
12 Willowbrook LnRancho Santa Margarita1996331,4704,278$714$1.05M3684
Total: 5 · Average3.03.01,606.23,815.6$674$1.08M42.2
Median1,593$1.08M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
7 Temecula CourtRancho Santa Margarita198809/22/2026331,5513,591$1.06M$1.05M$6770.996897
20 CrucilloRancho Santa Margarita198707/22/2026331,5223,600$1.05M$1.06M$6961.018387
2 DaybreakRancho Santa Margarita199809/01/2026331,6103,795$1.07M$1.07M$6681.003286
6 Via MentaRancho Santa Margarita198609/09/2026331,4603,750$1.09M$1.07M$7330.983486
18 Las PiedrasRancho Santa Margarita198709/24/2026331,4284,400$1.04M$1.02M$7180.995085
Total: 5 · Average3.03.01,514.23,827.2$1.06M$1.06M$698.4—53.4
Median1,522$1.06M$1.06M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.