0.jpg
1 / 54

3710 Cosby Avenue, Chico, CA 95928

$795K4bd · 3ba · 2,244 sqft
Lot 49,658 sqft•Single Family Residence•
Active
•20d on market•MLS# SN-26205611

Property Description

A RURAL RETREAT WITH AN EXCEPTIONAL SHOP! Set in a peaceful country setting surrounded by a walnut orchard, this custom-built home offers the space, quality and versatility rarely found in one property. Built in 2008 by the original owner, who was also the contractor and designer, this home was thoughtfully crafted as a place to live for a lifetime—with quality construction and attention to detail evident throughout. The approximately 2,400-square-foot insulated shop is an incredible highlight and a dream setup for car enthusiasts, contractors, hobbyists, collectors or anyone needing substantial workspace. Featuring two large roll-up doors, a heavy-duty vehicle lift, an office ready for finishing, and a generous concrete pad out front, there is room to work, store equipment and accommodate all the toys. The gated and fenced property provides additional privacy, security and ample space for parking. Inside the home, you’ll find approximately 2,244 square feet of comfortable living space, with four bedrooms and three bathrooms, laminate flooring throughout, two HVAC split systems for added comfort, and abundant windows that fill the home with natural light. The inviting living room features a cozy fireplace and flows seamlessly into the open kitchen and dining area. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, a large island, walk-in pantry and dining nook. The spacious primary suite offers a generous bedroom with direct backyard access, along with a luxurious bathroom featuring a large walk-in shower and jetted soaking tub. Outside, the front yard is established with mature greenery, while the backyard offers a blank canvas ready for your vision. A variety of established fruit trees—including olive, apricot, pear, cherry, plum and apple—along with walnut trees, complement the rural setting. Enjoy the freedom of country living while remaining just minutes from the Sacramento River, with opportunities for boating, fishing, swimming and recreation nearby. The property is offered with the refrigerator, washer and dryer, making the transition into your new home even easier. And for those seeking even more land or an additional agricultural opportunity, the contiguous 1.77-acre walnut orchard parcel at 3720 Cosby Ave is also available for purchase under a separate APN. See MLS #SN26205871 for details.

Features & Amenities

FeeBuilt 2008

Property Details

Land Type
Fee
Year Built
2008
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
7
Garage Spaces
3
Heating
Wood Stove, Central, Forced Air
Cooling
Central Air, Dual
View
Orchard
Flooring
Laminate, Tile
Roof
Tile
City
Chico
Zip Code
95928
County
Butte
Listed byColdwell Banker Select Real Estate, Jennifer Fortino

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$4,019.95
Principal & Interest
Loan Amount
$636,000
Total Interest
$811,183
Total Payment Over 30 Years
$1,447,183
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

3710 Cosby Avenue, Chico, CA 95928

Chico · Single Family Residence

$795K
Residential Tier
Beds
4
Baths
3
Sqft
2,244
Lot
1.14 ac
Year
2008
$/Sqft
$354
Pool: No✓
Spa: No✓
View: Orchard✓
Garage: 3-car✓

Listed 19.4% above the median closed sale of $665,900. Price per sqft ($354) is a 20% premium to closed comps ($294).

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $795K· $354/sqft
Total list price
Closed comps
vs closed median $666K
+$129K (+19.4%)
Active comps
vs active median $599K
+$196K (+32.7%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $313
+$41 (+13.0%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
4135 NordChico1993331,98332,670$348$690,000578
2862 WingfieldChico2014431,9276,970$311$599,0007575
3220 Mount Whitney CourtChico1997432,0037,841$292$585,0001275
1105 Cork OakChico2018431,9873,485$244$485,0005173
1941 Waxwing WayChico2012331,9808,276$371$735,0005772
Total: 5 · Average3.63.01,97611,848.4$313.2$618,80040
Median1,983$599,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
13899 Garner LnChico199309/30/2026332,18749,223$669,900$665,900$3040.994190
4200 Spyglass Rd.Chico199809/25/2026432,48437,462$950,000$935,000$3760.986984
1204 Windecker DriveChico199909/22/2026432,50211,761$738,000$710,000$2840.964777
3154 AlohaChico199810/05/2026332,16618,295$465,000$470,000$2171.013877
3251 Tinker CreekChico201609/24/2026432,0566,098$595,000$590,000$2870.9910377
Total: 5 · Average3.63.02,27924,567.8$674,180$674,180$293.6—59.6
Median2,187$665,900$665,900

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.