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3685 Vista Campana North, 61, Oceanside, CA 92057

$400K2bd · 2ba · 1,232 sqft
Lot 1,473 sqft•HOA $547/mo•Single Family Residence•
Active
•125d on market•MLS# 8N-2605635

Property Description

Welcome to easy living in Oceana, one of Oceanside's most beloved 55+ communities! This well-maintained 2-bedroom, 2-bath end-unit home offers 1,232 square feet of bright, comfortable living space and shares only one wall, providing added privacy and a detached-home feel. Abundant windows and desirable east-west exposure fills the home with natural light, while vaulted ceilings create an airy, open atmosphere throughout the main living areas. Luxury vinyl plank flooring, dual-pane windows, plantation shutters, granite countertops, and central air conditioning provide comfort, style, and convenience. A versatile bonus room offers the flexibility of a home office, fitness space, hobby room, or reading retreat. The large covered patio serves as a true extension of the home, offering the perfect spot for morning coffee, outdoor dining, gardening, or relaxing with friends while enjoying Oceanside's coastal climate year-round! A full-size laundry closet with washer and dryer is conveniently located on the patio, and an assigned covered carport adds everyday convenience. Enjoy the vibrant Oceana lifestyle with access to golf, two pools, spa, dog park, community garden, library, clubhouse activities, and a full calendar of social events. Ideally located near shopping, dining, and North County's beautiful beaches, this inviting home offers the perfect blend of comfort, convenience, and community.

Features & Amenities

FeeBuilt 1965

Property Details

Land Type
Fee
Year Built
1965
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
1
Garage Spaces
0
Cooling
Central Air
Flooring
Vinyl
City
Oceanside
Zip Code
92057
County
San Diego
Listed bySRG, Alan Shafran

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,022.61
Principal & Interest
Loan Amount
$319,999
Total Interest
$408,141
Total Payment Over 30 Years
$728,140
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

3685 Vista Campana North, 61, Oceanside, CA 92057

Oceanside · Single Family Residence

$400K
Affordable Tier
Beds
2
Baths
2
Sqft
1,232
Lot
1,473 sqft
Year
1965
$/Sqft
$325
Pool: Yes✓
Spa: Yes✓

Listed 23.1% below the median closed sale of $520,000. Price per sqft ($325) is a 38% discount to closed comps ($521). Closed comps sold at 100% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $400K· $325/sqft
Total list price
Closed comps
vs closed median $520K
−$120K (−23.1%)
Active comps
vs active median $430K
−$30K (−7.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $403
−$78 (−19.4%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
3615 Vista BellaOceanside1966221,0281,573$306$315,000194
3760 Vista CampanaOceanside1967229941,306$432$429,9003792
3615 Vista BellaOceanside1966221,0521,742$503$529,000491
717 Le Conte StreetOceanside1975221,1201,928$312$350,0001989
3902 Vista CampanaOceanside1972221,2922,120$464$600,0006288
Total: 5 · Average2.02.01,097.21,733.8$403.4$444,78024.6
Median1,052$429,900

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
3839 Vista CampanaOceanside197009/28/2026229941,605$470,000$470,000$4731.009289
4402 Shearwater WayOceanside197909/02/2026221,0921,736$515,000$520,000$4761.0110487
3743 Savory WayOceanside197709/23/2026221,0641,804$559,000$579,000$5441.042587
3672 Harbor View WayOceanside197109/10/2026219681,584$524,900$520,000$5370.996884
3607 Frenzel CircleOceanside197209/15/2026221,0073,300$585,900$577,900$5740.994482
Total: 5 · Average2.01.81,0252,005.8$533,380$533,380$520.8—66.6
Median1,007$520,000$520,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.