Patio/Deck
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3612 Vista Bella, Oceanside, CA 92056

$365K2bd · 2ba · 1,177 sqft
HOA $670/mo•Condominium•
Active
•7d on market•MLS# 8N-2609322

Property Description

Welcome to coastal living at its finest in the highly sought-after 55+ community of Vista Bella at Oceana! Perched at the top of the hill, this beautiful west-facing condo offers breathtaking panoramic valley views to the coast and what will be the new Oceanside Water Park. Be the first to live in this quiet, fully remodeled 2 bedroom, 2 full bathroom unit (not a flip, work done by a licensed contractor). New kitchen, new bathrooms, new luxury vinyl flooring throughout, new paint. Situated in the more intimate of the community's two buildings (featuring just 6 secured-access units), giving you a quiet, more private setting. Single assigned parking spot with storage located right next to the door to the complex, enter the complex and go down one flight of stairs. Once inside, you will find a light-filled west-facing window and slider that flood the home with natural light. To complete this airy retreat, you can take in the views from the private covered patio to catch the sunset while enjoying the refreshing ocean breeze. This vibrant community offers a resort-like lifestyle, featuring a premier clubhouse equipped with a full kitchen, recreation room, barbecue area, and a sparkling pool and spa, with water, trash, and sewer conveniently covered by the HOA fees. Additionally you have a storage unit under your covered parking. The home is completely move-in ready, you can start enjoying this rare coastal retreat immediately. Units in this exclusive 6-unit building rarely come to market, making this a unique opportunity to live just minutes from the beach, shopping, dining, and golf--offering the perfect blend of comfort

Features & Amenities

FeeBuilt 1972

Property Details

Land Type
Fee
Year Built
1972
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
1
Cooling
None
View
City Lights, Coastline, Hills, Ocean, Panoramic, Peek-A-Boo, Water
City
Oceanside
Zip Code
92056
County
San Diego
Listed byUnknown Office, David Colley

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,845.64
Principal & Interest
Loan Amount
$292,000
Total Interest
$372,430
Total Payment Over 30 Years
$664,430
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

3612 Vista Bella, Oceanside, CA 92056

Oceanside · Condominium

$365K
Affordable Tier
Beds
2
Baths
2
Sqft
1,177
Lot
0 sqft
Year
1972
$/Sqft
$310
Pool: Yes✓
Spa: Yes✓
View: city✓
Garage: 1-car✓

Listed 31.9% below the median closed sale of $535,900. Price per sqft ($310) is a 58% discount to closed comps ($731). Closed comps sold at 100% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $365K· $310/sqft
Total list price
Closed comps
vs closed median $536K
−$171K (−31.9%)
Active comps
vs active median $470K
−$105K (−22.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $518
−$208 (−40.1%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
3839 Vista CampanaOceanside1970229941,712$438$435,0007590
1200 Harbor DriveOceanside1976221,36452,679$927$1.26M16388
3755 Vista CampanaOceanside1966221,2741,742$369$469,90011087
4267 Arcata BayOceanside1982321,193111,799$423$504,99914484
615 FredricksOceanside19782298769,013$431$425,0007783
Total: 5 · Average2.22.01,162.447,389$517.6$619,979.8113.8
Median1,193$469,900

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
3685 Vista CampanaOceanside196510/05/2026221,0281,742$399,888$379,000$3690.955490
3446 Los Mochis WayOceanside198010/05/2026221,2806,969$510,000$510,000$3981.0019788
1200 Harbor DriveOceanside197610/06/2026221,36452,707$1.35M$1.35M$9891.009687
400 Pacific StreetOceanside199110/09/2026221,1371$1.50M$1.60M$1,4071.074287
3521 Paseo De ElenitaOceanside198909/17/2026221,09319$539,900$535,900$4900.999385
Total: 5 · Average2.02.01,180.412,287.6$874,780$874,780$730.6—96.4
Median1,137$535,900$535,900

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.