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355 East Main, Merced, CA 95340

$390K3bd · 2ba · 1,136 sqft
Lot 9,758 sqft•Single Family Residence•
Active
•249d on market•MLS# MC-26026650

Property Description

Looking for a 2-bed home in Central Merced under $400K with bonus income potential? This updated single-family home with a permitted JADU offers flexibility, location, and value on a spacious lot near downtown. Located at 355 E Main St in Central Merced, this 2-bedroom, 1-bath main home features newer flooring, fresh interior paint, and a smart, functional layout. The real bonus: a junior ADU (1 bed, 1 bath) added about three years ago. Ideal for multi-gen living, rental income, or hosting long-term guests. The home offers 1,136 sq ft of interior space on a 9,758 sq ft lot, giving you room to grow, garden, or simply enjoy the outdoors. Off-street parking is available via a private driveway. No HOA fees. This Central Merced location is minutes from downtown amenities, restaurants, and Highway 99, making daily life and commuting simple and convenient. Whether you’re a first-time buyer, investor, or need room for extended family, this property delivers versatility at an approachable price. Listed at $390,000, 355 E Main St is move-in ready and packed with value. Call or text today to schedule your showing.

Features & Amenities

FeeBuilt 1947

Property Details

Land Type
Fee
Year Built
1947
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
0
Garage Spaces
0
Heating
Central
Cooling
Central Air
View
None
City
Merced
Zip Code
95340
County
Merced
Listed byBHGRE Everything Real Estate, Eric D Jaurique-Pouncey

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,972.05
Principal & Interest
Loan Amount
$312,000
Total Interest
$397,939
Total Payment Over 30 Years
$709,939
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

355 East Main, Merced, CA 95340

Merced · Single Family Residence

$390K
Affordable Tier
Beds
3
Baths
2
Sqft
1,136
Lot
9,758 sqft
Year
1947
$/Sqft
$343
Pool: No✓
View: None✓

Listed 14.7% above the median closed sale of $340,000. Price per sqft ($343) is a 22% premium to closed comps ($282).

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $390K· $343/sqft
Total list price
Closed comps
vs closed median $340K
+$50K (+14.7%)
Active comps
vs active median $360K
+$30K (+8.4%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $323
+$20 (+6.1%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1280 Dodd CTMerced1958321,1369,854$343$390,0004193
2581 GerardMerced1957321,0658,400$338$359,90010292
1780 8thMerced1960421,0999,384$363$399,0005489
2993 ParsonsMerced1961321,0087,694$261$263,2504387
636 25thMerced1949211,0567,500$312$330,0009686
Total: 5 · Average3.01.81,072.88,566.4$323.4$348,43067.2
Median1,065$359,900

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1860 Carol AvenueMerced195109/04/2026321,2128,097$340,000$340,000$2811.004592
2863 OleanderMerced194008/31/2026321,1869,002$299,000$299,000$2521.006091
1340 Rita MaeMerced193010/09/2026321,2207,255$345,000$325,000$2660.947090
997 Bel AirMerced196110/05/2026321,1058,602$325,000$345,000$3121.063489
828 23rd StreetMerced192509/18/2026321,1466,000$350,000$345,000$3010.995589
Total: 5 · Average3.02.01,173.87,791.2$330,800$330,800$282.4—52.8
Median1,186$340,000$340,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.