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3103 Steiner Lane, Chico, CA 95973

$475K3bd · 3ba · 1,547 sqft
Lot 0 sqft•Single Family Residence•
Active
•31d on market•MLS# SN-26199489

Property Description

Thoughtfully designed with 3 bedrooms, 2.5 bathrooms, and 1,547sqft of living space, this two-story DR Horton home was completed in 2025 and carefully selected by the sellers with every intention of making it their long-term home. An unexpected career opportunity has changed those plans, creating a unique opportunity for the next lucky owner. Already fully turnkey with landscaping, kitchen appliances, and window treatments in place, this home offers the best of both worlds: the feel of a brand-new home with the convenience of a property that is already finished and ready to enjoy. From the moment you enter, the light and bright open-concept layout welcomes you. Durable vinyl flooring runs throughout the main living areas, seamlessly connecting the living room, dining space, and kitchen. A convenient half bath on the first floor completes the space, making it ideal for everyday living and entertaining. The modern and functional kitchen features quartz countertops, stainless steel appliances, soft-close cabinetry and drawers, and a spacious pantry for ample storage. Upstairs, you’ll find 3 bedrooms, 2 bathrooms, and a conveniently located laundry room. The primary suite features a spa-inspired bathroom with dual sinks, quartz countertops, a generously sized shower, and a private water closet. Step outside to your fully landscaped backyard retreat, ideal for entertaining or simply unwinding. A poured concrete patio sits beneath a charming gazebo with bistro lighting, while the lush green lawn and additional side patio create the perfect setup for grilling and outdoor enjoyment. Comfort and efficiency are top priorities with dual-zone HVAC providing independent climate control upstairs and downstairs, owned solar to help keep energy costs low year-round, and a tankless water heater. Smart home features include a convenient control panel and video doorbell, and the home is still under the builder warranty. This move-in ready home combines modern convenience, energy efficiency, and comfortable living, offering the opportunity to enjoy a nearly new home without the wait or hassle of starting from scratch.

Features & Amenities

FeeBuilt 2025

Property Details

Land Type
Fee
Year Built
2025
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air, Whole House Fan
City
Chico
Zip Code
95973
County
Butte
Listed byeXp Realty of California, Inc., Brittney Allison

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,401.86
Principal & Interest
Loan Amount
$380,000
Total Interest
$484,669
Total Payment Over 30 Years
$864,669
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

3103 Steiner Lane, Chico, CA 95973

Chico · Single Family Residence

$475K
Affordable Tier
Beds
3
Baths
3
Sqft
1,547
Lot
3,920 sqft
Year
2025
$/Sqft
$307
Pool: No✓
Garage: 2-car✓

Listed 9.5% below the median closed sale of $525,000. Closed comps sold at 101% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $475K· $307/sqft
Total list price
Closed comps
vs closed median $525K
−$50K (−9.5%)
Active comps
vs active median $480K
−$5K (−1.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $333
−$26 (−7.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
2663 Knotwood TerraceChico2027321,3995,329$357$499,0002589
1 Dandelion CourtChico2027321,3996,562$368$515,0004587
3020 BiscayneChico2019321,3507,841$356$480,000383
1973 Belgium AvenueChico2000321,4065,227$320$450,0006281
2061 RochesterChico2001321,3204,792$265$350,0008380
Total: 5 · Average3.02.01,374.85,950.2$333.2$458,80043.6
Median1,399$480,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
2608 Wesley WayChico202610/06/2026321,3995,302$489,000$514,925$3681.0516990
1810 RothChico200309/21/2026331,7433,049$423,000$410,000$2350.976586
2865 LongwoodChico201309/23/2026321,6306,534$530,000$530,000$3251.003585
342 Ellingson WayChico202609/23/2026321,7896,150$567,500$573,170$3201.017584
2977 Bancroft DriveChico200910/09/2026321,6746,098$525,000$525,000$3141.003684
Total: 5 · Average3.02.21,6475,426.6$510,619$510,619$312.4—76
Median1,674$525,000$525,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.