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265 Rancho Dr, C, Chula Vista, CA 91911

$540K3bd · 2ba · 1,228 sqft
HOA $400/mo•Townhouse•
Active
•105d on market•MLS# SW-26019763

Property Description

Eligible for $10,000 forgivable loan (no payments, no interest) to cover closing costs, rate buy-down and/or down payment. 100% financing available with NO mortgage insurance for qualified buyers. Short sale subject to lender approval. Property is being sold as-is. Please allow additional time for lender response. Bright corner-unit townhome in Rancho Rios with one of the best locations in the community. This two-story end unit offers three bedrooms, 1.5 baths, and two parking spaces—a rare find at this price point. The main level features a comfortable living room with fireplace, an upgraded kitchen with quartz counters and stainless steel appliances, a dining area, and a convenient half bath off the kitchen. A sliding door opens to a private fenced patio, with a full-size laundry room and extra storage directly off the patio. Upstairs are three well-sized bedrooms and a full bathroom. The community offers manicured walkways, a neighborhood park, and a pool just steps away. Shopping, dining, and daily essentials are within walking distance, and the 805, 5, and 905 freeways are minutes away for easy commuting. A clean, move-in-ready three-bedroom home at an excellent value—this one is priced to sell and subject to lender approval. Upstairs are three well-sized bedrooms and a full bathroom. The community offers manicured walkways, a neighborhood park, and a pool just steps away. Shopping, dining, and daily essentials are within walking distance, and the 805, 5, and 905 freeways are minutes away for easy commuting. A clean, move-in-ready three-bedroom home at an excellent value—this one is priced to sell.

Features & Amenities

Chula VistaFeeBuilt 1977

Property Details

Subdivision
Chula Vista
Land Type
Fee
Year Built
1977
Property Type
Residential
Property Subtype
Townhouse
Parking Spaces
2
Garage Spaces
0
Heating
Fireplace(s)
Cooling
None
View
None
City
Chula Vista
Zip Code
91911
County
San Diego
Listed byReal Brokerage Technologies, Ashley Restivo

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,730.53
Principal & Interest
Loan Amount
$432,000
Total Interest
$550,992
Total Payment Over 30 Years
$982,992
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Chula Vista

This property is located in Chula Vista, a community in Chula Vista. Explore more listings in this neighborhood to compare options and pricing.

View Chula Vista Listings

Comparative Market Analysis

Affordable Tier · 5 active · 3 closed

265 Rancho Dr, C, Chula Vista, CA 91911

Chula Vista · Chula Vista · Townhouse

$540K
Affordable Tier
Beds
3
Baths
2
Sqft
1,228
Lot
0 sqft
Year
1977
$/Sqft
$440
Pool: Yes✓
View: None✓

Listed 21.2% below the median closed sale of $685,000. Closed comps sold at 100% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $540K· $440/sqft
Total list price
Closed comps
vs closed median $685K
−$145K (−21.2%)
Active comps
vs active median $624K
−$84K (−13.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $488
−$48 (−9.8%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1514 Crown LaneChula Vista2015331,3310$488$649,9991481
300 Rancho DriveChula Vista1976311,2740$447$570,000976
2025 AzureChula Vista2002321,32184,070$461$609,0008572
2060 BARBADOSChula Vista2002221,1390$548$623,9997068
766 Makani StreetChula Vista2024331,3200$496$655,00011064
Total: 5 · Average2.82.21,27784,070$488$621,599.657.6
Median1,320$623,999

Closed Properties (3)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1336 Calle TempraChula Vista198607/02/2026231,31364,509$499,900$499,900$3811.002884
2672 Wildhorse Trail WayChula Vista200205/18/2026331,368306,032$674,990$685,000$5011.012679
852 Makani StreetChula Vista202509/24/2026331,5760$690,000$685,000$4350.995874
Total: 3 · Average2.73.01,419185,270.5$623,300$623,300$439—37.333333333333336
Median1,368$685,000$685,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.