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2470 Cottonwood Trail, Chino Hills, CA 91709

$875K4bd · 3ba · 1,434 sqft
Lot 5,280 sqft•Single Family Residence•
Active
•133d on market•MLS# DW-26073217

Property Description

Seller financing opportunity! Seller may finance up to $500,000 at approximately 2% interest, subject to seller approval and agreed-upon terms. At the current $875,000 price, a qualified buyer could potentially apply their down payment toward the remaining balance and finance a much smaller portion at today's market rates. The result could be a significantly lower monthly payment than traditional financing alone. Ask your agent for details and a personalized payment scenario. Welcome to 2470 Cottonwood Trail, a beautifully refreshed 4-bedroom, 2.5-bath Chino Hills home offering approximately 1,434 sq. ft. on a 5,280 sq. ft. lot with an attached 2-car garage. Inside you'll find an updated kitchen with new cabinetry and countertops, new flooring, fresh interior and exterior paint, comfortable living spaces and a private backyard ready for relaxing or entertaining. Enjoy everything Chino Hills has to offer with convenient access to The Shoppes at Chino Hills, Costco, restaurants, parks, McCoy Loop and miles of local trails, Big League Dreams Sports Park, plus easy access to the 60 and 71 freeways. Nearby schools include Eagle Canyon Elementary, Canyon Hills Junior High and Ruben S. Ayala High School. If you've wanted to own in Chino Hills but today's interest rates have been holding you back, this may be an opportunity worth exploring. Ask your agent how the seller-financing option could be structured around your down payment and purchasing goals. You may be closer to making this home yours than you think.

Features & Amenities

FeeBuilt 1984

Property Details

Land Type
Fee
Year Built
1984
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Cooling
Central Air
View
Hills
City
Chino Hills
Zip Code
91709
County
San Bernardino
Listed byAmerico Peralta, Americo Peralta

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$4,424.48
Principal & Interest
Loan Amount
$700,000
Total Interest
$892,811
Total Payment Over 30 Years
$1,592,811
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

2470 Cottonwood Trail, Chino Hills, CA 91709

Chino Hills · Single Family Residence

$875K
Affordable Tier
Beds
4
Baths
3
Sqft
1,434
Lot
5,280 sqft
Year
1984
$/Sqft
$610
Pool: No✓
View: Hills✓
Garage: 2-car✓

Listed 4.4% above the median closed sale of $838,000.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $875K· $610/sqft
Total list price
Closed comps
vs closed median $838K
+$37K (+4.4%)
Active comps
vs active median $885K
−$10K (−1.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $612
−$2 (−0.3%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
2157 Los Ranchitos RoadChino Hills1991431,4474,662$605$874,900494
13437 Gold Dust WayChino Hills1987331,3824,929$643$888,8884093
3094 OakviewChino Hills1987321,4294,945$700$999,8881190
15879 AntelopeChino Hills1988331,4113,306$496$699,9008290
15627 OutriggerChino Hills2000331,4424,800$614$885,0001089
Total: 5 · Average3.22.81,422.24,528.4$611.6$869,715.229.4
Median1,429$885,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
15532 FicusChino Hills198809/28/2026331,4405,820$880,000$880,000$6111.006994
16138 Singing HillsChino Hills198908/31/2026331,4784,280$838,000$838,000$5671.003191
15514 Oak Springs RoadChino Hills198708/05/2026331,4164,600$799,000$790,000$5580.995688
18006 Arroyo LaneChino Hills198909/14/2026331,5318,100$860,000$860,000$5621.003988
13456 Melody RdChino Hills198610/01/2026321,3214,484$799,000$775,000$5870.976188
Total: 5 · Average3.02.81,437.25,456.8$828,600$828,600$577—51.2
Median1,440$838,000$838,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.