Beach Front
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1409 South Pacific Street, Oceanside, CA 92054

$6.50M9bd · 5ba · 3,881 sqft
Lot 3,920 sqft•Single Family Residence•
Active
•395d on market•MLS# 8N-2508730

Property Description

Oceanfront Estate on the Sand | 1409 South Pacific Street | Oceanside, California Seller Financing Available for Qualified Buyers Opportunities like this are exceptionally rare. At the time of listing, 1409 South Pacific Street is the only single-family home available directly on the sand in Oceanside. The 1400 block of South Pacific Street is one of Oceanside's most sought-after oceanfront locations. With no homes across the street and only a handful of beachfront residences, the neighborhood offers a quieter, less-traveled setting while remaining just minutes from the harbor, restaurants, shopping, and downtown. Unlike most Southern California beachfront properties, this residence includes a private sandy beach within the parcel boundaries—an extraordinary ownership feature rarely found along the California coast. The private beach becomes a natural extension of the home, creating an outdoor living experience that few properties can offer. With eight bedrooms, an optional ninth bedroom or office, four full bathrooms, a powder room, and three levels of living space, the home is designed to accommodate large gatherings, extended family, and guests without sacrificing comfort or privacy. A portion of the home is currently operated as a successful short-term rental. The current short-term rental permit does not convey with the sale. Buyers are advised to verify permit availability, licensing requirements, and all applicable regulations with the City of Oceanside. Main Level The kitchen, dining area, and great room are all oriented toward the Pacific, allowing the ocean to become the focal point of everyday living. Sliding doors open to an oceanfront deck, creating an effortless transition between indoor and outdoor spaces. This level also includes a guest bedroom, a full bathroom, a powder room, and a laundry room. Upper Level The primary suite overlooks the coastline and features a fireplace, private oceanfront deck, and panoramic views of the Pacific. Three additional bedrooms, a flexible office or media room, and a conveniently located laundry closet complete the upper level. Beach Level Created for entertaining and relaxed coastal living, the beach level offers three bedrooms, a full bathroom, an efficiency kitchen, a beach bar with sink and wine refrigerator, a fireplace, and a spacious gathering room that opens directly onto the oceanfront deck. Just beyond the deck, the property's private sandy beach provides a setting unlike virtually any other home in Oceanside. Spend evenings around the fire pit, enjoy the sound of the waves just steps away, or walk down your private stairs for direct access to the public beach and surf. A thoughtfully designed lock-off configuration between the main and upper levels offers flexibility for extended family, guests, or a variety of living arrangements. Nearly 400 square feet of oceanfront decking creates multiple outdoor spaces for dining, relaxing, and taking in the ever-changing coastline, while abundant storage throughout the home enhances everyday functionality. Additional Features * Seller financing available for qualified buyers * Private sandy beach within the parcel boundaries * Oceanfront decks on multiple levels * Lock-off floor plan * Single-car garage * Carport plus additional off-street parking * Negotiable furnishings * No HOA * No special assessments Located just minutes from Oceanside's harbor, restaurants, boutique shopping, and coastal attractions, this home combines one of Southern California's most desirable beachfront settings with the convenience of a vibrant coastal community. Properties like this seldom come to market. Directly on the sand, a private beach within the property's boundaries, one of the largest single-family oceanfront homes in Oceanside, and the only active single-family residence currently available on the sand.

Features & Amenities

FeeBuilt 1970

Property Details

Land Type
Fee
Year Built
1970
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
1
Heating
Wall Furnace
Cooling
None
View
Ocean, Panoramic, See Remarks
City
Oceanside
Zip Code
92054
County
San Diego
Listed byFirst Principles RE, Julie G Koleszar

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$32,861.47
Principal & Interest
Loan Amount
$5,199,040
Total Interest
$6,631,089
Total Payment Over 30 Years
$11,830,129
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Luxury Tier · 5 active · 5 closed

1409 South Pacific Street, Oceanside, CA 92054

Oceanside · Single Family Residence

$6.50M
Luxury Tier
Beds
9
Baths
5
Sqft
3,881
Lot
3,920 sqft
Year
1970
$/Sqft
$1675
Pool: No✓
Spa: No✓
View: city✓
Garage: 1-car✓

Listed 332.7% above the median closed sale of $1,501,928. Price per sqft ($1,675) is a 95% premium to closed comps ($858). Luxury tier — fewer comparable sales widen the confidence range.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $6.50M· $1,675/sqft
Total list price
Closed comps
vs closed median $1.50M
+$5.00M (+332.7%)
Active comps
vs active median $1.25M
+$5.25M (+419.9%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $421
+$1K (+298.1%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
5276 Willow WalkOceanside2005543,3005,415$379$1.25M6573
426 Grant StreetOceanside1957963,5126,000$625$2.19M19462
1268 Bellingham DriveOceanside2008453,2035,103$375$1.20M8358
5611 Spanish HorseOceanside2013533,16910,018$394$1.25M8955
1003 Vista Pointe BoulevardOceanside2007553,5336,715$331$1.17M950
Total: 5 · Average5.64.63,343.46,650.2$420.8$1.41M88
Median3,300$1.25M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1922 Pacific St.Oceanside201407/17/2026333,8845,932$4.67M$4.67M$1,2041.009372
5022 Calle ArqueroOceanside200708/06/2026443,2036,762$1.20M$1.18M$3680.988464
1939 Pacific StreetOceanside199209/29/2026443,92010,627$7.65M$7.45M$1,9010.971864
2016 Winchester StreetOceanside201809/03/2026743,2437,405$1.55M$1.50M$4630.974063
5615 Spanish HorseOceanside201307/30/2026543,85510,193$1.37M$1.37M$3551.003362
Total: 5 · Average4.63.83,6218,183.8$3.24M$3.24M$858.2—53.6
Median3,855$1.50M$1.50M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.