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1278 Fools Gold Way, 3, Chula Vista, CA 91913

$650K3bd · 3ba · 1,586 sqft
HOA $239/mo•Townhouse•
Active
•12d on market•MLS# 8P-2607447

Property Description

Welcome to this beautiful 1,586 sq. ft., 3-bedroom, 2.5-bathroom end-unit townhome with an attached 2-car garage in the desirable Hearthstone Village community of Otay Ranch. The main level features a spacious great room with a seamless flow between the living, dining, and kitchen areas. Enjoy the warmth of the fireplace and direct access to the private patio, perfect for relaxing or entertaining. The well-appointed kitchen features stainless steel appliances and ample cabinet space. The second level offers two generously sized bedrooms with ample closet space, a shared full bathroom, and a convenient laundry closet with a full-sized washer and dryer. The top floor is dedicated to the spacious primary suite, featuring abundant natural light, an upgraded en-suite bathroom with dual sinks, and a large walk-in closet. Additional features include an attached 2-car garage with extra storage space. Residents enjoy community amenities including two pools, BBQ and picnic areas, and nearby parks and recreational opportunities. Conveniently located near highly rated schools, hiking trails, shopping, dining, and Otay Ranch Town Center, this home offers comfort, convenience, and an ideal Southern California lifestyle.

Features & Amenities

FeeBuilt 2004

Property Details

Land Type
Fee
Year Built
2004
Property Type
Residential
Property Subtype
Townhouse
Parking Spaces
2
Garage Spaces
2
Cooling
Central Air
View
Park/Greenbelt
City
Chula Vista
Zip Code
91913
County
San Diego
Listed byUnknown Office, Qian Chen

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,286.25
Principal & Interest
Loan Amount
$519,920
Total Interest
$663,129
Total Payment Over 30 Years
$1,183,049
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

1278 Fools Gold Way, 3, Chula Vista, CA 91913

Chula Vista · Townhouse

$650K
Residential Tier
Beds
3
Baths
3
Sqft
1,586
Lot
0 sqft
Year
2004
$/Sqft
$410
Pool: Yes✓
Spa: No✓
View: Park/Greenbelt✓
Garage: 2-car✓

Listed 5.1% below the median closed sale of $685,000. Closed comps sold at 101% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $650K· $410/sqft
Total list price
Closed comps
vs closed median $685K
−$35K (−5.1%)
Active comps
vs active median $713K
−$63K (−8.8%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $446
−$36 (−8.0%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
2296 EASY STROLL LaneChula Vista2005331,6820$415$698,0006196
2055 Foxtrot LoopChula Vista2017331,6530$454$749,9006793
1443 Claude LaneChula Vista2006331,372243,383$492$675,00010792
1233 Calle PomeloChula Vista2019331,6810$434$729,0005992
916 Avenida NeptunoChula Vista2026331,6440$433$712,6402591
Total: 5 · Average3.03.01,606.4243,383$445.6$712,90863.8
Median1,653$712,640

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
719 Caminito ValienteChula Vista200308/12/2026331,45049,917$699,000$699,000$4821.004895
1357 Caminito VeranzaChula Vista201309/30/2026331,6560$699,000$700,000$4231.004795
1588 Sumac PlaceChula Vista200407/23/2026331,41283,635$625,000$625,000$4431.007194
852 Makani StreetChula Vista202509/24/2026331,5760$690,000$685,000$4350.995893
1436 Canvas DrChula Vista200808/31/2026331,36891,511$599,900$625,000$4571.042393
Total: 5 · Average3.03.01,492.475,021$666,800$666,800$448—49.4
Median1,450$685,000$685,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.