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12487 Lomica, San Diego, CA 92128

$900K2bd · 2ba · 1,439 sqft
Lot 7,500 sqft•HOA $615/mo•Single Family Residence•
Active
•108d on market•MLS# SW-26140690

Property Description

BEST PRICED HOME IN THE SEVEN OAKS NEIGHBORHOOD. YOU WON'T FIND ANOTHER HOME AS TURNKEY AS THIS ONE. Welcome to effortless living in the highly sought-after Seven Oaks 55+ community of Rancho Bernardo. Thoughtfully reimagined from top to bottom, this beautifully renovated single story residence offers the perfect blend of modern design, everyday comfort, and energy efficiency. Featuring 2 bedrooms, 2 full bathrooms, and 1,439 square feet of meticulously updated living space, this home welcomes you with an open, light-filled floor plan, luxury woodgrain flooring throughout, and a warm, contemporary aesthetic that feels both inviting and timeless. Every inch of the home has been thoughtfully renovated with high-end finishes, creating a truly move-in-ready experience. At the heart of the home is the stunning designer kitchen, featuring new quartz countertops with a dramatic waterfall-edge, stainless steel appliances, and ample workspace for cooking and entertaining. The open-concept layout flows seamlessly into the spacious living and dining areas, making it ideal for both everyday living and hosting family and friends. The generous primary suite offers a peaceful retreat with a beautifully renovated ensuite bathroom, while the secondary bedroom and full bath provide comfortable accommodations for guests or the perfect home office. Step outside to enjoy the 0.17-acre lot, offering plenty of room to relax, garden, or create your own private outdoor oasis. Adding tremendous value are 16 fully paid-off solar panels, providing exceptional energy efficiency and long-term savings. Residents of Seven Hills enjoy an active and welcoming 55+ lifestyle with nearby golf, parks, shopping, restaurants, medical facilities, and convenient freeway access. Combining designer finishes, paid solar, a spacious homesite, and one of Rancho Bernardo's most desirable active-adult communities, this exceptional home is ready for its next chapter.

Features & Amenities

Rancho BernardoFeeBuilt 1969

Property Details

Subdivision
Rancho Bernardo
Land Type
Fee
Year Built
1969
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
6
Garage Spaces
2
Heating
Central
Cooling
Central Air
View
City Lights
Flooring
Vinyl
Roof
Mansard, Asphalt, Flat
City
San Diego
Zip Code
92128
County
San Diego
Listed byTrillion Real Estate, Christopher Holden

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$4,550.88
Principal & Interest
Loan Amount
$719,999
Total Interest
$918,319
Total Payment Over 30 Years
$1,638,318
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 3 active · 5 closed

12487 Lomica, San Diego, CA 92128

Rancho Bernardo · San Diego · Single Family Residence

$900K
Affordable Tier
Beds
2
Baths
2
Sqft
1,439
Lot
7,500 sqft
Year
1969
$/Sqft
$625
Pool: Yes✓
View: city✓
Garage: 2-car✓

Listed 15.4% above the median closed sale of $780,000. Closed comps sold at 101% of list — strong seller's market.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $900K· $625/sqft
Total list price
Closed comps
vs closed median $780K
+$120K (+15.4%)
Active comps
vs active median $825K
+$75K (+9.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $587
+$38 (+6.5%)

Active Properties (3)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
11293 CalendaSan Diego1970321,5487,500$643$994,900192
16445 Roca DriveSan Diego1965221,6006,500$516$825,00020690
16433 Felice DriveSan Diego1964221,1977,200$602$720,0007788
Total: 3 · Average2.32.01,448.3337,066.667$587$846,633.33394.66666666666667
Median1,548$825,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
8378 Lake Ashwood AvenueSan Diego196009/25/2026321,4909,147$980,000$983,000$6601.003678
1122 Elrose CtSan Diego196610/08/2026321,3429,300$750,000$765,000$5701.026577
874 Osage StreetSan Diego197509/25/2026321,3715,800$719,950$715,000$5220.996176
394 Coralwood DrSan Diego196009/29/2026321,3616,600$775,000$780,000$5731.014076
8968 Menkar RoadSan Diego197809/30/2026321,4064,850$925,000$940,127$6691.023375
Total: 5 · Average3.02.01,3947,139.4$836,625.4$836,625.4$598.8—47
Median1,371$780,000$780,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.