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12 Harbor Island, Newport Beach, CA 92660

$23.00M3bd · 4ba · 4,684 sqft
Lot 5,600 sqft•HOA $18650/mo•Single Family Residence•
Active
•39d on market•MLS# OC-26193276

Property Description

Set along 40 feet of Newport Harbor frontage, 12 Harbor Island pairs exceptional yacht dockage with a private waterfront pool and panoramic views across the bay. Located within the exclusive, guard-gated Harbor Island community, the 4,684-square-foot residence offers three en-suite bedrooms, generous living spaces and a direct connection to the harbor. Expansive windows frame the water throughout the main level, where living and dining spaces open to the waterfront terrace and pool. The kitchen features a large center island, six-burner cooktop, double ovens and walk-in pantry. A separate family room offers an additional living space with a fireplace and integrated office area. Upstairs, the primary suite overlooks the harbor with sweeping water views, a private balcony, sitting area, spacious bath and walk-in dressing room. Two additional en-suite bedrooms complete the second level. The substantial private dock provides exceptional boating access, placing Newport Harbor and the open ocean directly from home. A three-car attached garage and 24-hour guarded access complete this exceptional Harbor Island residence.

Features & Amenities

FeeBuilt 2006

Property Details

Land Type
Fee
Year Built
2006
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
3
Garage Spaces
3
Heating
Central, Forced Air
Cooling
Central Air, Zoned
View
Bay, City Lights, Harbor, Marina, Water
Flooring
Carpet, Stone
City
Newport Beach
Zip Code
92660
County
Orange
Listed byUnknown Office, Tara McNabb

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$116,275.23
Principal & Interest
Loan Amount
$18,396,000
Total Interest
$23,463,084
Total Payment Over 30 Years
$41,859,084
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Luxury Tier · 5 active · 5 closed

12 Harbor Island, Newport Beach, CA 92660

Newport Beach · Single Family Residence

$23.00M
Luxury Tier
Beds
3
Baths
4
Sqft
4,684
Lot
5,600 sqft
Year
2006
$/Sqft
$4909
Pool: Yes✓
View: city✓
Garage: 3-car✓

Listed 296.5% above the median closed sale of $5,800,000. Price per sqft ($4,909) is a 281% premium to closed comps ($1,289). Closed comps sold at 93% of list — buyers have negotiating leverage. Luxury tier — fewer comparable sales widen the confidence range.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $23.00M· $4,909/sqft
Total list price
Closed comps
vs closed median $5.80M
+$17.20M (+296.5%)
Active comps
vs active median $6.70M
+$16.30M (+243.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $2,302
+$3K (+113.3%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
615 Lido ParkNewport Beach2024455,0164,966$4,486$22.50M1189
21 Bay IslandNewport Beach2000464,3954,395$3,811$16.75M7085
2209 Cliff DriveNewport Beach1971464,5097,405$832$3.75M8480
514 WestminsterNewport Beach2004465,1526,375$1,077$5.55M7970
231 TustinNewport Beach2011455,1407,500$1,303$6.70M1767
Total: 5 · Average4.05.64,842.46,128.2$2,301.8$11.05M52.2
Median5,016$6.70M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
9 Rue CannesNewport Beach197205/21/2026344,4988,520$4.38M$4.43M$9851.018482
520 KingsNewport Beach198606/03/2026444,1738,601$6.60M$5.80M$1,3900.8815878
14 Rue ChantillyNewport Beach197205/12/2026454,8809,000$5.50M$4.70M$9630.857576
460 Santa Ana AvenueNewport Beach201509/10/2026454,9615,875$7.00M$6.80M$1,3710.975075
701 Kings RoadNewport Beach195607/31/2026334,26410,220$8.00M$7.40M$1,7350.9310071
Total: 5 · Average3.64.24,555.28,443.2$5.83M$5.83M$1,288.8—93.4
Median4,498$5.80M$5.80M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.