1020 San Ramon Welcome home
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1020 San Ramon, Atascadero, CA 93422

$1.05M3bd · 3ba · 1,985 sqft
Lot 176,418 sqft•Single Family Residence•
Active
•91d on market•MLS# NS-26152401

Property Description

Tucked away on a private 4+ acre lot, yet just moments off Highway 101, this beautifully remodeled home is the rare find that truly has it all. Surrounded by nature, framed by sweeping mountain views, and filled with modern upgrades throughout — this is the kind of property that stops you in your tracks. Drive across the private creek crossing and down a long driveway to a world that feels miles away from everything, yet is only minutes from grocery stores, gas, and dining, downtown Atascadero or Templeton, and 25 minutes to San Luis Obispo and the Central Coast beaches. Fully remodeled in 2022, and currently permitted as a short-term rental, the home features 3 bedrooms, 2.5 bathrooms, and a bright, open layout that blends comfort with style. The chef's kitchen shines with all-new appliances, generous counter space, and seating for up to ten — made for everything from quiet weeknight dinners to hosting a crowd. The living room anchors the main floor with an electric fireplace, creating a warm, inviting space to unwind. Upstairs, the master suite offers a plenty of room with a private balcony, and a spa-like bathroom with a deep soaking tub and separate shower — your own personal escape at the end of the day. Two additional bedrooms on the lower floor share a Jack-and-Jill bathroom and offer flexible space for family, guests, or a home office. These generous sized bedrooms and a dedicated laundry area that connect to a finished 3 car garage makes entertaining easy. Step outside and the property truly opens up. The fully fenced perimeter creates a private, secure retreat across all 4.2 acres. Gather around the fire pit, grill on the back deck, watch the kids play on the playground, or swing in the hammock beneath the trees while deer wander the property at dusk. An enclosed dog run, wraparound deck with dining seating for six, and wide open spaces round out an outdoor experience that's nearly impossible to replicate. With so much additional room it lends itself to possible future development. Private, spacious, move-in ready, and ideally located in the heart of wine country — San Ramon road is a once-in-a-while opportunity on the Central Coast.

Features & Amenities

FeeBuilt 1993

Property Details

Land Type
Fee
Year Built
1993
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
View
Creek/Stream, Trees/Woods
City
Atascadero
Zip Code
93422
County
San Luis Obispo
Listed byOaks to Ocean Real Estate, Summer Jo Ramos

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$5,309.37
Principal & Interest
Loan Amount
$840,000
Total Interest
$1,071,374
Total Payment Over 30 Years
$1,911,374
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

1020 San Ramon, Atascadero, CA 93422

Atascadero · Single Family Residence

$1.05M
Residential Tier
Beds
3
Baths
3
Sqft
1,985
Lot
4.05 ac
Year
1993
$/Sqft
$529
Pool: No✓
View: mountain✓
Garage: 2-car✓

Listed 21.4% above the median closed sale of $865,000.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $1.05M· $529/sqft
Total list price
Closed comps
vs closed median $865K
+$185K (+21.4%)
Active comps
vs active median $1.10M
−$49K (−4.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $514
+$15 (+2.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
14405 Santa Lucia RoadAtascadero1992342,294226,076$556$1.27M5785
13030 Atascadero RoadAtascadero2003322,08865,340$503$1.05M3084
155 Eagle Creek CourtAtascadero1998322,02621,780$542$1.10M1582
7905 San Gregorio RoadAtascadero1979321,800144,184$444$799,00010878
13940 MorroAtascadero1994322,3801,403,503$525$1.25M876
Total: 5 · Average3.02.42,117.6372,176.6$514$1.09M43.6
Median2,088$1.10M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
8580 CorrienteAtascadero198907/06/2026432,050153,767$975,000$940,000$4590.961981
7050 Tecorida AveAtascadero199508/18/2026431,97814,040$870,000$865,000$4370.9919480
4435 San Jacinto AvenueAtascadero200307/23/2026321,68639,640$925,000$925,000$5491.003078
16550 WalnutAtascadero197008/14/2026331,74621,825$799,000$805,000$4611.016676
7300 Bella VistaAtascadero198909/28/2026321,665104,544$865,000$865,000$5201.004476
Total: 5 · Average3.42.61,82566,763.2$880,000$880,000$485.2—70.6
Median1,746$865,000$865,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.